Chubb Life Hong Kong Launches Serene Care Critical Illness Protector - The Market's Only Pure Critical Illness Basic Plan with Limited Premium Payment Terms
- Written by Chubb Life Hong Kong

Customers purchasing the critical illness protection plan for the first time can choose from a range of premium payment terms to suit their financial circumstances, allowing for the early lock in of premiums and avoiding the burden of significant premium increases in later years. For customers seeking to top up their critical illness coverage, protection can be obtained at affordable premiums based on their financial circumstances, to supplement existing coverage shortcomings.
Key features and benefits of Serene Care Critical Illness Protector:
- Offers 4 options of limited premium payment term – 8, 12, 18 and 22 years, as well as a yearly renewable term option up to age 100 of the Insured, with policies offering a Conversion Option2 that adapts flexibly to your financial needs.
- Hong Kong's First Pure Critical Illness Insurance with Limited Payment Terms for Lifetime Peace of Mind: The market's only1 pure protection critical illness basic plan offering limited premium payment terms, allowing customers to prepare for future protection while they have stable income.
- Comprehensive protection up to age 100: Provides coverage for 144 illnesses at different stages, including major illnesses, minor illnesses (such as Carcinoma-In-Situ), and serious conditions requiring Intensive Care Unit (ICU) stays3. A Protection Revival Benefit4 ensures that protection can be restored to 100% after Minor Illness claims, providing peace of mind against future uncertainties.
From now until March 31, 2025, customers successfully enrolling in the Serene Care Critical Illness Protector, can enjoy up to a total of 50% premium discounts over the first 3 policy years. If the total annualized premium of Serene Care Critical Illness Protector reaches USD 1,500 or above, you will also receive a complimentary cancer screening. Terms and conditions apply. For details, please refer to: https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/cie_offer_agy_en.pdf[2]
Remarks:
- Based on a comparison with other critical illness protection plans for new Composite and Long-Term Businesses as identified in the Register of Authorized Insurers by Insurance Authority as of 1 January 2025.
- The Conversion Option is only applicable to Policies with YRT option and is subject to specific conditions in the product brochure and its policy documents. Please note that the Insured of the Policy and the New Policy should be the same and the existing policy will be terminated after conversion. The conversion is irrevocable upon taking effect. For the avoidance of doubt, the Waiting Period and the relevant periods in relation to incontestability and suicide exclusion shall be recounted from the date of last reinstatement of the New Policy. Please refer to the product brochure and its policy documents for details.
- The stays in ICU must be confirmed as "Qualified ICU Stay", which means a stay in an ICU where all of the specific criteria must be met. Please refer to the product brochure and its policy documents for the specific criteria and other details.
- Protection Revival Benefit, Major Illness Benefit, Minor Illness Benefit and Death Benefit are subject to relevant terms and conditions, please refer to the product brochure and its policy documents for details.
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The issuer is solely responsible for the content of this announcement.
References
- ^ Media OutReach Newswire (www.media-outreach.com)
- ^ https://www.chubb.com/content/dam/chubb-sites/chubb/hk-en/pdf/cie_offer_agy_en.pdf (www.chubb.com)
Authors: Chubb Life Hong Kong
Read more https://www.media-outreach.com/news/hong-kong-sar/2025/03/20/369027/